Archives: Finances

Five Steps to Get Out of Debt

If you have been in debt for some time and are having a hard time making ends meet, or are possibly even facing bankruptcy, you are probably looking for solutions. While various debt solutions are available, you need some real ways that work to become debt free. Decide to Become Debt Free The first step • Read More »


Bankruptcy and the Federal Consumer Protection Act

You just get home from work or maybe you were out looking for work and you check your answering machine. What do you find? Messages left from debt collectors. Even more aggravating, while you’re checking those messages the phone rings again, and wouldn’t you know it, it’s another bill collector. If you owe, debt is • Read More »


What Is The Difference: Investing VS Trading

Investing vs Trading: What is the difference? This is a commonly asked question that beginners have when they want to start managing their own brokerage accounts. Since most people are interested in stocks, I will use equities to explain the difference between these two strategies. Realistically, this goes far beyond equities, and there are many • Read More »


Insurance Facts You May Not Know

Formal insurance coverage has been arguably there for individuals and business since the late 1800’s. For the layman, though, not everything in a homeowner, auto, property and commercial policy is what it may seem. On a practical level, it’s important to meet with an experienced independent agent to review your needs, explain options and plans • Read More »


Getting rid of the Debt Collector

Some time ago I received a letter from a debt collector who said I owed a huge debt to their phone company client. This really blew my mind because I didn’t have a debt with their client except my usual monthly bill. Nevertheless, they persisted in sending harassing letters. I found out that as a • Read More »




Getting Grant Funding For Your Nonprofit Organization

Do you need grant funding for your nonprofit organization? If you do you are most certainly not alone in your needs. This combined with the fact that because of regular government budget cuts there’s not as many federal dollars available as there once was. And because of our current economic recession foundation dollars are down • Read More »