If you have been in debt for some time and are having a hard time making ends meet, or are possibly even facing bankruptcy, you are probably looking for solutions. While various debt solutions are available, you need some real ways that work to become debt free. Decide to Become Debt Free The first step • Read More »
You just get home from work or maybe you were out looking for work and you check your answering machine. What do you find? Messages left from debt collectors. Even more aggravating, while you’re checking those messages the phone rings again, and wouldn’t you know it, it’s another bill collector. If you owe, debt is • Read More »
Investing vs Trading: What is the difference? This is a commonly asked question that beginners have when they want to start managing their own brokerage accounts. Since most people are interested in stocks, I will use equities to explain the difference between these two strategies. Realistically, this goes far beyond equities, and there are many • Read More »
Formal insurance coverage has been arguably there for individuals and business since the late 1800’s. For the layman, though, not everything in a homeowner, auto, property and commercial policy is what it may seem. On a practical level, it’s important to meet with an experienced independent agent to review your needs, explain options and plans • Read More »
Some time ago I received a letter from a debt collector who said I owed a huge debt to their phone company client. This really blew my mind because I didn’t have a debt with their client except my usual monthly bill. Nevertheless, they persisted in sending harassing letters. I found out that as a • Read More »
If you’ve recently applied for a credit card, you may have found it far more difficult to get accepted than before. This is because card providers are now stricter about who they lend to and are operating a much tighter risk policy. They are scrutinizing credit reports like never before and refusing almost anyone with • Read More »
Just as many things need to be done when buying a car, there are also things that need to be avoided. The process of buying a car should be fun and exciting with the buyer ending up with an amazing vehicle, one of which to be proud. However, buying a vehicle is also a financial • Read More »
Do you need grant funding for your nonprofit organization? If you do you are most certainly not alone in your needs. This combined with the fact that because of regular government budget cuts there’s not as many federal dollars available as there once was. And because of our current economic recession foundation dollars are down • Read More »
The impact of health insurance premiums and treatment costs continues to be a major concern for consumers. In addition, a recent industry survey indicated that 77% of consumers struggled using their health insurance in the past year. While we anticipate what’s to come on the healthcare landscape, here are some ways to reduce and or • Read More »